Our Blog

Expert Real Estate Insights for the Tampa Bay Market

At Prime Tyme City Realty, we believe informed clients make confident decisions. Our blog brings you timely insights on the real estate market in Tampa, housing trends, financing strategies, and tips for both buyers and sellers. Whether you're a first-time homebuyer, a seasoned investor, or preparing to sell your home, our articles offer real-world advice grounded in the current market.

Explore our latest posts below — and check back regularly for new updates.

Latest Articles

Aerial view of suburban homes with colorful fall foliage.

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market

By Courtney Andresen • May 13, 2025

The U.S. housing market is stuck in a holding pattern due to the “lock-in effect,” where homeowners with historically low mortgage rates are choosing not to sell. Learn how this trend is tightening inventory, pushing up prices, and reshaping real estate strategy across the country.

Two-story blue house with a grey garage, blue door, and a cloudy pink and blue sky.

Buy a Home, Keep the Seller’s Rate

May 13, 2025

As mortgage rates hover near 7%, buyers are seeking relief through assumable mortgages — a rare but powerful tool that lets them take over a seller’s lower-rate loan. Learn how this works, who qualifies, and why it’s gaining traction in today’s market.

Beige brick house with a long driveway, lush green lawn, and surrounding trees.

Florida Condo Crisis: What Buyers and Sellers Must Know

May 13, 2025

New safety regulations and insurance hikes are shaking up Florida’s condo market. This article explains how building blacklists, dropping property values, and tighter financing rules are affecting both buyers and sellers in 2025.

Why Follow the Prime Tyme Blog?

Icon of a square checkmark

Local Tampa Insights: We cover how national trends affect the Tampa Bay market — from mortgage policy to condo insurance reform.

Copy icon with a check mark.

Actionable Advice: Learn how to respond to changing conditions as a buyer, seller, or investor.

Black square with white checkmark, overlaid with a white outline of a square.

Trusted Expertise: Our articles reflect the same transparent, client-first approach we bring to every transaction.

Black square with checkmark, overlaid on a white square with rounded corners.

Updated Content: We stay on top of housing news so you don’t have to.

Topics We Cover

Black square with a checkmark, on top of a white square, copy icon.

Housing market updates and forecasts

Black checkmark icon on a black square over a white square.

Mortgage strategies and financing tips

Icon: Black checked box over a blank square.

Selling tactics in competitive markets

Black square with white checkmark and another slightly offset square frame.

First-time buyer guidance

Black square with white checkmark overlaid on a slightly offset, transparent square outline.

Local Tampa neighborhood trends

Checkmark inside a black square, with another empty square behind it.

Regulatory changes impacting Florida real estate

Check mark inside a black square layered over a slightly larger square outline.

Selling tactics in competitive markets

Looking for Personalized Advice?

If an article raises questions about your own situation, we’d love to talk. Our team is always here to help you apply what you’ve read to your real estate goals.